Life Insurance
Providing for your family is one important aspect to life, protecting them financially in the event of death is equally as important. Let our Life consultants create a plan that protects your family as well as provide living benefits and most important within your budget. Whether you are in good health or not we represent carriers that can underwrite coverage for each individual case. Term plans, Return of premium term policies, universal and whole life. Every family needs financial protection call us and let’s talk. We can inform you of all your options.
Disability Insurance for Groups and Individuals
Studies has shown that many workers are more likely to suffer a disability than die. Can you family survive without your paycheck? Most families would be put into a hardship if they were not able to collect a paycheck for more than a few weeks. New York State mandates that employers provide short term disability to their employees. However the coverage only provides up to $170 per week and for 26 weeks. Most families would find that they can not live on $170 per week can you? Adding a group disability policy to your benefit package help retain your employees while providing additional coverage to their families. Individuals can also purchase disability policies the cost will depend upon your occupation, age, health, and amount of coverage applied for. Having this valuable type of insurance can assure you that you will be able to spend time healing instead of worrying about how you are going to pay the bills.
Contact our office directly to speak with a consultant today 631 661-6060.
Please note that no insurance can be bound, altered, or changed using this web-site.
